Retirement Plans and Group Benefits for Pittsburgh Small Businesses
Small businesses deserve the same quality employee benefits that larger companies offer — and we help you build them without the complexity or the corporate price tag.
What We Help Pittsburgh Business Owners Build
Running a small business means competing for good people. A well-structured retirement plan and a solid group benefits package are two of the most effective tools you have for attracting and retaining employees — and for building your own financial future alongside theirs. We work with business owners across Pittsburgh and the eastern suburbs to design plans that fit their workforce, their budget, and their long-term goals.
- Small business 401(k) plans, including SIMPLE IRAs and SEP-IRAs for sole proprietors and small teams
- Group health benefits brokered across multiple carriers — no single-carrier lock-in
- Group life and group disability-income coverage
- Business owner retirement planning alongside the company plan
- Ongoing plan support and employee education
Because we are independent and not tied to proprietary products, we can shop the market on your behalf and present options that actually fit your business — not options that fit a quota.
Small Business 401(k) Plans That Don't Require a Finance Department to Manage
A 401(k) plan for a small business in Pittsburgh doesn't have to be complicated. We help you choose the right plan structure, connect you with the appropriate third-party administrator, and walk through the enrollment process with you and your employees in plain language. Whether you have three employees or thirty, there is a plan design that makes sense for your size and your goals.
Group Health Benefits Brokered Across Multiple Carriers
We broker group health benefits across a range of carriers, which means we compare plans side by side and bring you options rather than a single take-it-or-leave-it quote. We help you evaluate coverage levels, premium costs, and plan structures so you can offer your team something meaningful without overextending your budget.
Group benefits we can help you put in place:
- Medical coverage brokered across multiple carriers
- Group life insurance
- Group short-term and long-term disability income coverage
- Dental and vision, where available through carrier partners
Frequently Asked Questions About Small Business Retirement and Group Benefits
What types of retirement plans are available for small businesses?
The most common options for small businesses are the 401(k), SIMPLE IRA, and SEP-IRA. Each has different contribution limits, eligibility rules, and administrative requirements. The right choice depends on your business structure, how many employees you have, and how much you want to contribute on their behalf. We walk through these differences with you before recommending anything.
How much does it cost to set up a 401(k) plan for a small business in Pittsburgh?
Setup and administrative costs vary depending on the plan provider and the size of your workforce. Many small business 401(k) plans are more affordable than business owners expect, particularly with the SECURE 2.0 Act tax credits available to new plan sponsors. We help you understand the full cost picture before you commit to anything.
Can you help with group health benefits if we only have a few employees?
Yes. There is no minimum employee count that prevents a small business from offering group health coverage. We broker across multiple carriers and can present options for very small teams, including businesses with just two or three employees on the plan.
Do you work with business owners on their own retirement planning as well?
We do. Many of the business owners we work with have most of their wealth tied up in the business itself and have not built a separate retirement strategy. We can address both the company plan and your personal retirement picture in the same engagement.
What areas do you serve?
Our office is located in Pittsburgh at 201 Penn Center Blvd, Suite #400, and we primarily serve business owners in Pittsburgh and the surrounding eastern suburbs, including Monroeville, Penn Hills, Murrysville, Plum, and Wilkins Township. We also work with clients across the greater Pittsburgh metro, including the North Hills and South Hills communities.
