Home Affordability Calculator
How Much Home Can You Afford?
Use this calculator to estimate your home buying budget based on your income, debts, and down payment.
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Enter your details and click Calculate Affordability to see your affordability estimate.
Estimated Home Price
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Max Loan Amount
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Down Payment
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Est. Monthly Payment
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Principal & Interest
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Property Tax / mo
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Home Insurance / mo
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Front-end DTI
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Back-end DTI
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Monthly Payment Breakdown
This calculator provides estimates for informational purposes only. Results are based on standard DTI guidelines and do not account for HOA fees, PMI, or credit score. Consult a licensed mortgage professional for personalized advice.

